Protection That Stays With You, Anywhere
Life is unpredictable, but your protection shouldn’t be. PersonalFirst insurance provides financial support in case of accidental death, disability, or injury.
Ideal for individuals who want everyday protection whether at home, at work, or on the go.
Key Benefits
Accidental death coverage
Permanent and partial disability benefits
Medical expense reimbursement
Affordable yearly plans
Benefits and Coverages:
What is Group Personal Accident insurance?
Our group personal accident insurance product is called PersonalFirst. It provides financial protection in case of accidental injury, disability, or death. It pays a cash benefit to help cover medical expenses or provide support for your family.
Who can apply for Group Personal Accident insurance?
Any individual within the eligible age range (usually 18 to 65 years old) in good health can apply. Specific age limits and conditions depend on the insurance provider.
What does it cover?
It typically covers:
✔ Accidental death
✔ Permanent total or partial disability due to accident
✔ Medical expenses for accidental injuries
Are illnesses covered?
No. Group Personal Accident insurance only covers injuries or death resulting from accidents, not from sickness or natural causes.
How much is the premium?
Premiums vary based on the coverage amount, and the chosen plan. It is generally affordable compared to life insurance.
How long is the coverage valid?
Coverage is usually valid for one year from the start date and can be renewed annually.
How do I claim for benefits?
Notify us or your agent immediately after an accident. Submit required documents such as a claim form, medical report, police report (if applicable), and valid identification. You may also file a claim through this link, https://philfirst.com.ph/fileaclaimpage.php.
Can I have multiple PersonalFirst policies?
Yes, you can have multiple policies. Benefits from each will be paid out according to their terms.
Is it different from life insurance?
Yes. Life insurance covers death due to any cause (illness or accident), while PersonalFirst insurance covers only accidental injury, disability, or death.
Why do I need Group Personal Accident insurance if I already have health insurance?
Health insurance like HMOs covers hospital bills but may not provide lump sum cash benefits for disability or accidental death. PersonalFirst insurance gives additional financial support for you or your family in case of accident, disability or death.
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Frequently Asked Questions:
What is Group Personal Accident insurance?
Our personal accident insurance product is called PersonalFirst. It provides financial protection in case of accidental injury, disability, or death. It pays a cash benefit to help cover medical expenses or provide support for your family.
Who can apply for Group Personal Accident insurance?
Any individual within the eligible age range (usually 18 to 65 years old) in good health can apply. Specific age limits and conditions depend on the insurance provider.
What does it cover?
It typically covers:
✔ Accidental death
✔ Permanent total or partial disability due to accident
✔ Medical expenses for accidental injuries
Are illnesses covered?
No. Personal Accident insurance only covers injuries or death resulting from accidents, not from sickness or natural causes.
How much is the premium?
Premiums vary based on the coverage amount and the chosen plan. It is generally affordable compared to life insurance.
How long is the coverage valid?
Coverage is usually valid for one year from the start date and can be renewed annually.
How do I claim for benefits?
Notify us or your agent immediately after an accident. Submit required documents such as a claim form, medical report, police report (if applicable), and valid identification. You may also file a claim through this link, https://philfirst.com.ph/fileaclaimpage.php.
Can I have multiple PersonalFirst policies?
Yes, you can have multiple policies. Benefits from each will be paid out according to their terms.
Is it different from life insurance?
Yes. Life insurance covers death due to any cause (illness or accident), while PersonalFirst insurance covers only accidental injury, disability, or death.
Why do I need Group Personal Accident insurance if I already have health insurance?
Health insurance like HMOs covers hospital bills but may not provide lump sum cash benefits for disability or accidental death. PersonalFirst insurance gives additional financial support for you or your family in case of accident, disability or death.