Protect Your People, Strengthen Your Business

Take care of your employees by providing them with financial protection against accidents.

Group Personal Accident Insurance offers coverage for injury, disability, or death — helping businesses support their workforce when it matters most. Because a protected team is a stronger team.

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Business Lines

bonds
casualty
corporate cyber
engineering
fire
marine
Group personal accident
motor car

Key Benefits

Icon representing health protection, featuring a shield with a person symbol and a medical cross, supported by two hands.

Accidental death coverage for employees or members

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Permanent and partial disability benefits

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Medical expense reimbursement

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Flexible coverage for groups of any size

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Medical support

Why it matters

Accidents can impact not just individuals, but entire families. By providing this coverage, you give your team peace of mind and reinforce your commitment to their well-being.

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Frequently Asked Questions:

Who is covered under a Group Personal Accident policy?

GPA is designed for corporations, associations, or employers to cover their employees, members, or workforce.

Can the coverage under a GPA policy be customized for 24-hour protection or restricted to working hours only?

Yes. Employers can choose between 24-Hour Worldwide Coverage (protecting employees both on and off the job, including weekends and personal travel) or On-Duty/Work-Related Only Coverage (covering employees strictly while performing official company duties or commuting directly to and from work).

How does adding or removing employees work under a corporate GPA policy?

Commercial GPA policies typically feature a declaration or reporting mechanism (or provisional premium adjustments) through endorsements. Businesses can easily enroll new hires or remove departed personnel through monthly or periodic endorsements, ensuring seamless coverage for the dynamic workforce without needing a brand-new policy each time.

Are hazardous occupations or field workers covered under a standard group accident policy?

Standard GPA rates apply to office-based or low-risk personnel. However, for businesses with field engineers, construction crews, delivery personnel, or workers exposed to hazardous environments, classifications can be adjusted or specially rated to ensure high-risk roles receive proper financial protection.